Curtis L. DeYoung is Founder, President, and Chief Executive Officer of American Pension Services, a company organized in 1982 for the purpose of allowing the more aggressive investors to direct, individually, their retirement funds as broadly as the law allows.
DeYoung realized early in his career that true self-directed retirement plans were rare and virtually unavailable to the average, individual investor. The industry was dominated by brokerage firms, insurance companies, and banks that sponsored limited investment options for retirement plans. Still today, most IRA sponsors allow only the investments that benefit them the most, rather than the unlimited investment options allowed by law. Everyone in the financial world knows that you don’t take investment advice from a person who receives a commission. DeYoung recognized that an objective, third-party administrator who wasn’t offering a financial product for sale could help customers capitalize on the unlimited growth potential and power in self-directed retirement plans.
Unable to find a company that allowed him to invest as he desired, DeYoung founded American Pension Services (APS). APS is a genuine, self-directed, retirement plan administration company that provides the vehicle for true self-direction, without the conflict of interest of financial products to sell — a unique and rare combination in the financial world. American Pension Services currently administers over $100-million in self-directed retirement plans, and combined with their FDIC-insured custodian, First Utah Bank, can offer investors maximum flexibility, security, and freedom to invest as aggressively as the law allows.
A new division of American Pension Services, called American Pension 401(k) Services, was founded in 2008. Home of the “Total K”, this new division allows 401(k) sponsors the freedom to self-direct, with the only online 401(k) plan in the country offering every investment option avail-able, including the traditional investment options.
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